Pros and cons of using credit cards today

One of the many changes spurred by the COVID-19 pandemic is a fundamental shift in how people are paying for the goods and services they need. Due to both health and safety concerns, consumers and retailers are more frequently choosing credit cards for online and in-person payments in an effort to make transactions as contactless as possible. Moreover, the pandemic has caused a national coin shortage, causing retailers to prefer and, at times, even require the use of a card instead of cash. If you’ve avoided using credit cards or…